free prenuptial agreement template

Arkansas Prenuptial Agreement

Arkansas prenuptial agreements are governed by the Arkansas Premarital Agreement Act of 1987 (Ark. Code Ann. §§ 9-11-401 to -413), amended by Act 654 of 2017 to add acknowledgment formalities. Courts apply single review only — unconscionability is assessed at signing, not additionally at divorce. A prenup fails only if execution was involuntary, or if unconscionable at signing AND lacking disclosure. Any waiver of disclosure must be made after consulting with legal counsel under § 9-11-406(a)(2)(ii) — stricter than the uniform UPAA. The alimony floor is defined: courts may override a support waiver only to the extent necessary to avoid public assistance eligibility under § 9-11-406(b).

Bottom line: Arkansas earns an A grade. Single review only at execution and a defined public-assistance alimony floor make Arkansas one of the more reliable states for prenup enforceability.

How Arkansas's Prenup Laws Rank: A

Arkansas Prenuptial Agreement Template & Forms

Arkansas Prenuptial Agreement Word | PDF

Exhibit A: Party A Asset Disclosure Schedule (wife) Word

Exhibit B: Party B Asset Disclosure Schedule (husband) Word

Asset Update and Reaffirmation Word | PDF

Arkansas Prenup Laws: Key Statutes Explained

Arkansas Premarital Agreement Act, Ark. Code Ann. §§ 9-11-401 to -413

Separate Property

All assets can remain separate property, avoiding costly divorce settlements. Joint assets and debts titled in both names can be split 50/50 if specified in the prenuptial agreement. Arkansas follows equitable distribution under Ark. Code Ann. § 9-12-315, making a prenup essential to override the default presumption of equal division.

Unconscionability Single Review (Pro-Prenup)

Arkansas reviews prenuptial agreements for unconscionability ONLY at execution (signing), not at enforcement (divorce). This prevents courts from second-guessing agreements based on changed circumstances during marriage, providing greater certainty and discouraging litigation challenges.

Unconscionability Standard—Ark. Code Ann. § 9-11-406 Two-Prong Test

A prenup is unenforceable if the challenging party proves: (1) involuntary execution; OR (2) the agreement was unconscionable at execution AND (a) lacked fair and reasonable disclosure of the other's property/obligations, (b) no written waiver of disclosure made after consulting with legal counsel, AND (c) challenging party lacked adequate knowledge of the other's finances.

Counsel-Consultation Rule for Disclosure Waivers

Arkansas is stricter than the uniform UPAA: any waiver of financial disclosure must be executed "after consulting with legal counsel" under Ark. Code Ann. § 9-11-406(a)(2)(ii). Disclosure waivers without documented counsel consultation are invalid—a trap for agreements drafted under other states' forms.

Four-Option Acknowledgment Menu

For agreements signed on or after August 1, 2017, Ark. Code Ann. § 9-11-402 requires ONE of four acknowledgment methods: formal declaration before a public officer; sworn attorney affirmations of understanding and consent; notarized statement confirming counsel consultation plus voluntary execution; OR signing witnessed by two disinterested individuals.

Spousal Support Public Assistance Minimum

Courts may override spousal support waivers if enforcement would make one party eligible for public assistance at separation or divorce. However, courts can only require support "to the extent necessary to avoid that eligibility" under Ark. Code Ann. § 9-11-406(b).

Triggering-Event Alimony Forfeiture Permitted

Arkansas enforces clauses forfeiting alimony unless specific triggers occur (adultery, abuse, abandonment). Rogers v. Rogers, 90 Ark. App. 321 (2005). No alimony is owed when divorce is granted on general indignities rather than an enumerated trigger—a powerful drafting tool unavailable in many states.

Timing

No minimum specified, but we recommend signing the prenup 60+ days before the wedding, with both parties having 2-3 weeks to review the final version to minimize challenge risk. Reach out to an attorney at least 4-6 months before the wedding with your draft prenup. Better yet, sign the prenup before proposing.

Independent Counsel

Effectively required when disclosure is waived under § 9-11-406(a)(2)(ii). Even with full disclosure, separate counsel dramatically strengthens enforceability—Woods v. Woods, 2020 Ark. App. 96, relied heavily on the wife's attorney acknowledgment in rejecting her duress challenge.

Financial Disclosure

"Fair and reasonable disclosure" of property and financial obligations required under Ark. Code Ann. § 9-11-406, or written waiver executed after consulting with legal counsel. PerfectPrenup includes both.

Revocation Requires Signed Writing

After marriage, a prenup may be amended or revoked ONLY by a written agreement signed by both parties with the same formalities as the original under Ark. Code Ann. § 9-11-405. Reconciliation, oral agreements, and partial stipulations during divorce do NOT revoke it. Banks v. Evans, 347 Ark. 383 (2002).

Moderate Burden to Challenge

Challenging party must prove either involuntary execution or unconscionability plus lack of disclosure by preponderance of evidence. Arkansas courts "have long recognized the validity of premarital agreements" and enforce them absent statutory grounds for non-enforcement.

Child Support and Custody

Child support and custody clauses are unenforceable and could undermine the entire agreement. Ark. Code Ann. § 9-11-403(b) expressly prohibits adversely affecting a child's right to support. Do not include.

Arkansas Prenuptial Agreement Court Cases

Arnold v. Arnold, 261 Ark. 734, 553 S.W.2d 251 (1977) 

Pre-UPAA Arkansas Supreme Court decision voiding an antenuptial agreement signed the same day as the parties' remarriage as unconscionable where the wealthy husband offered terms grossly disproportionate to his estate — still cited as the benchmark for the "shocks the conscience" unconscionability floor.

Simmons v. Simmons, 98 Ark. App. 12, 249 S.W.3d 843 (2007) 

Court of Appeals reversed enforcement of a mid-marriage affidavit in which the husband promised his wife an interest in Florida land, holding that a 25-year marriage cannot supply consideration for a postnup because past marriage is past consideration — fresh mutual obligations are required.

Banks v. Evans, 347 Ark. 383, 64 S.W.3d 746 (2002) 

Arkansas Supreme Court enforced a prenup signed days before a 1996 marriage against the wife's disclosure and reconciliation challenges, holding that an express written waiver of disclosure is binding under § 9-11-406 and that reconciliation after a first divorce filing does not revoke a prenup absent a signed writing meeting § 9-11-405 formalities — the controlling case on Arkansas prenup enforcement.

Rogers v. Rogers (Rogers I), CA01-790 (Ark. Ct. App. June 19, 2002) (unpublished) 

Court of Appeals reversed the trial court's refusal to enforce a 1993 prenup, holding the agreement was not unconscionable under § 9-11-406 and that partial stipulated property agreements entered during divorce proceedings did not revoke it because they were not executed with the acknowledgment formalities required by § 9-11-402.

Rogers v. Rogers (Rogers II), 80 Ark. App. 430, 97 S.W.3d 429 (2003) 

Court of Appeals affirmed contempt citations for $1,080 in unpaid child support and $1,400 in unpaid alimony, holding that jurisdiction to order support is independent of jurisdiction to grant divorce even when the divorce decree is later reversed.

Rogers v. Rogers (Rogers IV), 90 Ark. App. 321, 205 S.W.3d 856 (2005) 

On remand the trial court enforced the prenup, sent property to arbitration per its ¶12, and awarded no alimony because the divorce was granted on general indignities rather than the prenup's enumerated triggers of adultery, abuse, or abandonment — affirmed on appeal, making this the clearest Arkansas appellate endorsement of triggering-event alimony forfeiture clauses.

Stewart v. Combs, 368 Ark. 121, 243 S.W.3d 294 (2006) 

First-impression Arkansas Supreme Court case enforcing a 1982 postnuptial agreement in which the wife waived all dower, curtesy, homestead, and statutory-allowance rights, holding that § 9-11-406 does not govern postnups — they are analyzed under ordinary contract law with "close scrutiny" for fairness, and mutual waivers supply valid consideration.

Combs v. Stewart, 374 Ark. 528, 288 S.W.3d 574 (2008)

Probate follow-up confirming that the 1982 postnup governed division of the decedent's estate and addressing allocation of Farm Credit Services debt between the waiving spouse and the estate.

Franks v. Franks, 2018 Ark. App. 266, 548 S.W.3d 871 

Court of Appeals enforced a 1993 prenup over a 23-year marriage, holding that appreciation of the husband's separately-listed pension and IRA remained separate property consistent with § 9-12-315(b)(5) and Moore v. Moore, 2016 Ark. 105 — the most recent appellate affirmation of long-duration prenup enforcement in Arkansas.

Woods v. Woods, 2020 Ark. App. 469, 611 S.W.3d 676

Court of Appeals enforced a prenup containing an Attorney's Acknowledgment and Disclosure from the wife's own counsel plus attached financial statements, rejecting her duress (brother's suicide, Barbados wedding pressure) and unconscionability (equal division of marital property only) challenges — strong recent authority for the protective value of independent counsel acknowledgments.

5-Step Checklist: How to Sign & Execute a Prenup in Arkansas

Step 1: Download and read the Arkansas prenuptial agreement

Start with our free template. It is written for Arkansas-specific statutes and case law under the Arkansas Premarital Agreement Act (Ark. Code Ann. §§ 9-11-401 to -413). Read it in full — know what you are getting into legally with marriage. The 15+ pages is written thoroughly to include rebuttals to common legal challenges and fallback provisions.

Step 2: Draft changes on your own

See a clause you don't like? Copy it into an AI like Claude, explain what you'd like to change or what you want the clause "to do." Save any changes as a separate alternate version — don't overwrite the original. Bring both versions to your attorney review. Note: AI is often gender-biased and crafts terms beyond what is legally required. Push back on its output.

Step 3: Find a matrimonial or divorce lawyer in Arkansas

Find a matrimonial or divorce attorney in your state. Avvo, Findlaw, and Justia are good. Look for someone with 10+ years experience. Call or email and ask them how much to review your draft prenup and help with signing. Send them your draft.

Step 4: Meet your lawyer 4–6 months before the wedding

Our recommendation: sign the prenup before proposing. That way, you both get the legal work out of the way, and you know this is the right person to marry. Already proposed? 4–6 months before the wedding should leave you enough time to give your spouse 1–2 weeks to review the final draft and have it signed 60+ days before the wedding. Arkansas courts have enforced agreements signed just days before the wedding (Banks v. Evans, 2002 — signed days before a March 1996 wedding), but timing is scrutinized — don't rely on the courts' leniency.

Step 5: Sign the agreement and store it

Arkansas requires the agreement to be in writing, signed, AND acknowledged by both parties under Ark. Code Ann. § 9-11-402. For agreements signed on or after August 1, 2017, acknowledgment must take ONE of four forms: (1) formal declaration before a public officer, (2) sworn attorney affirmations of consent, (3) notarized statement confirming counsel consultation and voluntary execution, OR (4) signing witnessed by two disinterested individuals. Option 2 (attorney affirmation) is the safest default — both attorneys present can notarize on the spot, completing everything in one signing ceremony. An unsigned or unacknowledged agreement is invalid. Each party keeps a signed original, and so should each party's attorney. Store yours somewhere secure like a safety deposit box. Create a .pdf and save it via a backup drive and email.

Arkansas Prenuptial Agreement: Frequently Asked Questions (2026)

1. How much does a prenuptial agreement cost in Arkansas?

Attorney-drafted prenups in Arkansas typically run $700–$2,500 per spouse, with statewide averages near $890 for drafting and $540 for review (ContractsCounsel 2026 data). Large Little Rock and Fayetteville firms charge $2,500+. A template-plus-attorney-review model usually runs $400–$900 per spouse and preserves enforceability if both parties have counsel review the final draft.

2. Is a prenuptial agreement legally binding in Arkansas?

Yes. Arkansas adopted the Arkansas Premarital Agreement Act in 1987 (Ark. Code Ann. §§ 9-11-401 to -413). Courts routinely enforce prenups that are in writing, signed and acknowledged by both parties under § 9-11-402, supported by fair disclosure or a counsel-advised waiver, and voluntarily executed. Arkansas reviews unconscionability only at signing — not at divorce — which makes it one of the more enforcement-friendly states.

3. What makes a prenuptial agreement unenforceable in Arkansas?

Under Ark. Code Ann. § 9-11-406, a prenup fails only if the challenger proves: (1) involuntary execution; OR (2) unconscionability at signing PLUS no fair disclosure, no counsel-advised written waiver of disclosure, AND inadequate knowledge of the other party's finances. Unconscionability alone is not enough. Missing acknowledgment under § 9-11-402 is a separate, independent basis for invalidity.

4. Do I need a lawyer for a prenup in Arkansas?

Not strictly required, but functionally required if either party waives financial disclosure — § 9-11-406(a)(2)(ii) mandates consultation with legal counsel before any disclosure waiver. Independent counsel for both spouses dramatically strengthens enforceability and was central to the court's decision in Woods v. Woods, 2020 Ark. App. 469.

5. Can a prenuptial agreement waive alimony in Arkansas?

Yes, but not absolutely. Under § 9-11-406(b), a court may override a spousal support waiver only to the extent necessary to prevent one spouse from becoming eligible for public assistance at separation or divorce. The public-assistance threshold is the only statutory ceiling — above it, waivers and triggering-event forfeiture clauses (e.g., no alimony unless adultery, abuse, or abandonment) are enforceable. Rogers v. Rogers, 90 Ark. App. 321 (2005).

6. Does Arkansas require notarization or witnesses for a prenup?

Yes, for agreements signed on or after August 1, 2017. Ark. Code Ann. § 9-11-402 requires ONE of four acknowledgment methods: (1) formal declaration before a public officer; (2) sworn attorney affirmations of each party's understanding and consent; (3) notarized statement confirming counsel consultation plus voluntary execution; OR (4) signing witnessed by two disinterested individuals. An unacknowledged agreement is invalid regardless of how thoroughly it is drafted.

7. Can a prenuptial agreement cover child custody or child support in Arkansas?

No. Ark. Code Ann. § 9-11-403(b) expressly prohibits adversely affecting a child's right to support, and custody is always determined by the child's best interests at the time of divorce. Including these provisions is unenforceable and may risk undermining the entire agreement.

8. How long before the wedding should we sign a prenup in Arkansas?

No statutory minimum exists, but timing is scrutinized as evidence of voluntariness. Arkansas courts have enforced agreements signed days before the wedding (Banks v. Evans, 347 Ark. 383 (2002) — signed days before a March 1996 wedding), but relying on that leniency is risky. Best practice: sign at least 60 days before the wedding, with each party getting 1–2 weeks to review the final draft. Better yet, sign before proposing.

9. Does Arkansas have community property?

No. Arkansas is an equitable distribution state under Ark. Code Ann. § 9-12-315. Marital property is presumed to be split equally, but courts may deviate based on listed statutory factors. A prenup overrides the default presumption and lets the parties define separate property, marital property, and division terms.

10. Does a prenup protect premarital assets and inheritances in Arkansas?

Yes. Property owned before marriage and inheritances received during marriage are already separate under Ark. Code Ann. § 9-12-315(b), but a prenup is essential to protect appreciation, prevent commingling claims, and lock down specific business interests. Franks v. Franks, 2018 Ark. App. 266, enforced a 1993 prenup over a 23-year marriage to preserve a husband's pension and IRA — including all appreciation — as separate property.

11. Can a prenup protect my business or 401(k) in Arkansas?

Yes. Closely held business interests, professional practices, and retirement accounts (401(k), IRA, pension) can all be classified as separate property and protected from division. Moore v. Moore, 2016 Ark. 105, confirmed that appreciation of separate property remains nonmarital under § 9-12-315(b)(5), and Franks v. Franks, 2018 Ark. App. 266, applied that principle to enforce a long-duration prenup over retirement accounts.

12. Is a prenup signed in another state valid in Arkansas?

Generally yes, if it was valid where executed. The Arkansas Premarital Agreement Act applies its enforcement standards to all agreements being enforced in Arkansas courts, but Arkansas courts will respect a prenup validly executed under another state's law as long as enforcement does not violate Arkansas public policy. The most common pitfall: a disclosure waiver executed without counsel consultation may satisfy the basic UPAA but fail § 9-11-406(a)(2)(ii) when challenged in Arkansas.

13. Can we change or cancel our prenuptial agreement after marriage in Arkansas?

Only by written agreement signed by both parties with the same formalities as the original under Ark. Code Ann. § 9-11-405. Reconciliation, oral agreements, informal understandings, and partial property stipulations during divorce do NOT revoke a prenup. Banks v. Evans, 347 Ark. 383 (2002).

14. What is the difference between a prenup and a postnup in Arkansas?

A prenup is signed before marriage and governed by the Arkansas Premarital Agreement Act (§§ 9-11-401 to -413). A postnup is signed after marriage and is NOT governed by the Act — it is analyzed under ordinary contract law with "close scrutiny" for fairness. Stewart v. Combs, 368 Ark. 121 (2006). Postnups require mutual consideration; past marriage alone is not enough. Simmons v. Simmons, 98 Ark. App. 12 (2007).

15. Does a prenup affect a covenant marriage in Arkansas?

Yes. Arkansas is one of only three states that recognize covenant marriage (Ark. Code Ann. §§ 9-11-801 to -811). A covenant marriage limits divorce grounds and requires premarital counseling, but it does NOT bar a prenuptial agreement. Couples entering a covenant marriage can — and often should — execute a prenup to handle property division and alimony, since the restricted divorce grounds make triggering-event alimony forfeiture clauses (adultery, abuse, abandonment) particularly relevant.