free prenuptial agreement template

Mississippi Prenuptial Agreement

Mississippi prenuptial agreements are governed entirely by case law — there is no statute. The controlling authority is Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014). Challengers must prove involuntary execution, OR no fair disclosure AND no independent knowledge of finances, OR substantive unconscionability at execution only (single review). Spousal support waivers are fully enforceable with no specified statutory floor.

Bottom line: Mississippi earns a B+ grade. Single-review unconscionability fixed at execution, a tough disjunctive challenge standard, and fully enforceable alimony waivers give Mississippi prenups more certainty than most other states.

How Mississippi's Prenup Laws Rank: B+

Mississippi Prenuptial Agreement Template & Forms

Mississippi Prenuptial Agreement Word | PDF

Exhibit A: Party A Asset Disclosure Schedule (wife) Word

Exhibit B: Party B Asset Disclosure Schedule (husband) Word

Asset Update and Reaffirmation Word | PDF

Mississippi Prenup Laws: Key Statutes Explained

Mississippi has no statute or state law governing prenuptial agreements, the key authority is Sanderson v. Sanderson, 170 So. 3d 430, 437 (¶22) (Miss. 2014) (Sanderson I), and Sanderson v. Sanderson, No. 2016-CA-01739-SCT (Miss. June 7, 2018) (Sanderson II).

Separate Property

All assets can remain separate property, avoiding costly divorce settlements. Joint assets and debts titled in both names are split 50/50 as marital property.

Unconscionability Single Review (Pro-Prenup)

Mississippi reviews prenuptial agreements for unconscionability ONLY at execution (signing), not at enforcement (divorce). Sanderson II (2015) expressly rejected a "results-based" post-divorce review, preventing courts from second-guessing agreements based on changed circumstances during marriage. This provides greater certainty and discourages litigation challenges.

Unconscionability Standard — Three-Prong Test

A prenup is unenforceable if the challenger proves: (1) involuntary execution due to coercion or undue pressure; OR (2) no fair disclosure AND no independent knowledge of the other party's finances; OR (3) substantive unconscionability at execution — terms "such as no person in their senses and not under delusion would make, and no honest and fair person would accept."

Spousal Support — No Public-Assistance Floor

No statutory public-assistance floor exists. Alimony waivers are fully enforceable. BUT per Gussio (2023), if the prenup is silent on alimony, courts retain full discretion to award lump-sum, rehabilitative, and periodic alimony plus attorneys' fees. Silence is not a waiver — draft the waiver explicitly.

Timing

No minimum specified, and Mississippi is notably permissive: prenups signed the morning of the wedding (McLeod), two days before (Ware), and eight days before (Bell) have all been enforced. Despite this latitude, we recommend signing 60+ days before the wedding with 2-3 weeks for final review. Reach out to an attorney 4-6 months before the wedding. Better yet, sign before proposing.

Independent Counsel

Not required (Mabus: "independent counsel is not required to fairly execute a prenuptial agreement"). But separate counsel dramatically strengthens enforceability — Herbert (2023), the cleanest enforcement case, featured independent counsel on both sides. Mississippi's permissiveness here is real but risky.

Financial Disclosure

"Fair disclosure OR independent knowledge" of the other party's assets is required (Mabus). A formal schedule is not mandatory if the challenger already knew the other's financial picture. PerfectPrenup includes both a written schedule and a disclosure acknowledgment.

Low Burden to Enforce (Pro-Prenup Jurisdiction)

Challenger bears the burden by preponderance. Post-Sanderson I, Mississippi courts enforce prenups in the substantial majority of reported cases. Courts distinguish one-sided prenups from unconscionable ones — a prenup with mutual terms is not unconscionable even if enforcement results are lopsided (Sanderson II).

Child Support and Custody

Child support and custody clauses are unenforceable and could undermine the entire agreement. Mississippi courts retain exclusive jurisdiction under Miss. Code § 93-5-23. Do not include.

Elective-Share / Inheritance Waivers

Expressly enforceable (Bell, 2023). A prenup can waive the surviving spouse's statutory elective share and homestead rights. Include explicit waiver language; do not rely on general "separate property" clauses to accomplish this.

Mississippi Prenuptial Agreement Court Cases

Sanderson v. Sanderson (Sanderson I), 170 So. 3d 430 (Miss. 2014) 

The Mississippi Supreme Court reversed a chancellor's enforcement of a prenup favoring the $3.58M-estate husband, holding that trial courts must analyze substantive unconscionability of prenuptial agreements — not just procedural fairness.

Gussio v. Gussio, 371 So. 3d 734 (Miss. Ct. App. 2023) 

Although the prenup itself was enforced, because it was silent on alimony the Court of Appeals affirmed the chancellor's award to the wife of $250,000 lump-sum alimony, $1,500/month rehabilitative alimony for 30 months, and $200,000 in attorneys' fees against the $4.72M-asset husband.

Sanderson v. Sanderson (Sanderson II), 2012-CA-01153-SCT (Miss. Aug. 13, 2015) 

On return after remand, the Supreme Court affirmed the chancellor's finding that the Sanderson prenup was not substantively unconscionable and upheld enforcement, rejecting a "results-based" comparison of what the wife would have received without the prenup.

Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003) 

The Mississippi Supreme Court enforced former Governor Ray Mabus's prenup against Julie Mabus, holding that independent counsel is not required, an attached schedule of assets is not required, and disparity between the parties' estates does not defeat enforceability.

McLeod v. McLeod, 145 So. 3d 1246 (Miss. Ct. App. 2014) 

The Court of Appeals reversed the chancellor's invalidation of a prenup signed the morning of the wedding, holding that Jeanell's failure to read the agreement or consult counsel did not render it procedurally unconscionable and that its separate-property terms were not substantively unconscionable.

Ware v. Ware, 7 So. 3d 271 (Miss. Ct. App. 2008) 

The Court of Appeals enforced a prenup that Patti signed two days before the wedding without reading it or consulting an attorney, reaffirming that a party is bound by a contract she failed to read and that independent counsel is not a prerequisite to enforceability.

Estate of Bell v. Estate of Bell, 372 So. 3d 1008 (Miss. Ct. App. 2023) 

The Court of Appeals upheld Charles Bell's waiver of his statutory elective share in a prenup signed eight days before the wedding, confirming that Mississippi prenups can validly waive spousal inheritance rights.

Smith v. Doe, 268 So. 3d 457 (Miss. 2018) 

Though technically a property-settlement (not prenup) case, the Supreme Court's enforcement of Carl Smith's agreement obligating him to pay 75% of his salary supplies the governing substantive-unconscionability framework now applied to Mississippi prenups.

Herbert v. Herbert, 2021-CA-01291-COA (Miss. Ct. App. Apr. 25, 2023) 

The Court of Appeals enforced a prenup where both Mark and Nina had independent counsel and the agreement was negotiated well in advance — presenting the "gold-standard" execution profile for a Mississippi prenup.

In re Last Will & Testament of Cooper (Cooper v. Guido), 75 So. 3d 1104 (Miss. Ct. App. 2011) 

In a probate contest, the Court of Appeals enforced a prenup against a surviving spouse's claim, holding the agreement was voluntary because neither party was "forced in any way to sign" it.

Crisler v. Crisler, 963 So. 2d 1248 (Miss. Ct. App. 2007) 

The Court of Appeals enforced a property-settlement agreement between divorced attorney Alfred Crisler and his ex-wife regarding proceeds from the sale of jointly-owned property, providing pre-Sanderson I authority on substantive review of marital agreements.

5-Step Checklist: How to Sign & Execute a Prenup in Mississippi

Step 1: Download and read the Mississippi prenuptial agreement

Start with our free template. It's written for Mississippi case law under Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014) and Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003). Mississippi has no prenup statute — enforceability is entirely judge-made. Read it in full. The 15+ pages includes rebuttals to common challenges and fallback provisions.

Step 2: Draft changes on your own

See a clause you don't like? Copy it into an AI like Claude, explain what you want changed. Save changes as a separate version — don't overwrite the original. Bring both to your attorney review. AI is often gender-biased and overdrafts beyond what's legally required. Push back on its output.

Step 3: Find a matrimonial or divorce lawyer in Mississippi

Find a Mississippi-licensed matrimonial attorney who practices regularly in chancery court — chancery, not circuit, handles divorces and prenup enforcement. Avvo, Findlaw, and Justia are good. Look for 10+ years experience. Email them your draft and ask for a review-and-signing quote.

Step 4: Meet your lawyer 4–6 months before the wedding

Our recommendation: sign before proposing. Already proposed? 4–6 months out leaves time for a 1–2 week spouse review and signing 60+ days pre-wedding. Mississippi has enforced prenups signed the morning of the wedding (McLeod), two days before (Ware), and eight days before (Bell) — but don't rely on it. Early signing forecloses duress challenges before they start.

Step 5: Sign and store the agreement

Both attorneys present is strongly recommended; their presence documents voluntariness and negates later duress claims (Herbert, 2023, the cleanest enforcement case, had independent counsel on both sides). An unsigned or undated agreement is invalid. Each party and attorney keeps a signed original. Store securely; create a .pdf backup on drive and email. If you do not have attorneys the prenup must be notarized, however, we strongly recommend attorney review.

Mississippi Prenuptial Agreement: Frequently Asked Questions (2026)

1. Are prenuptial agreements enforceable in Mississippi?

Yes. Mississippi enforces prenuptial agreements (called "antenuptial agreements" in older cases) under common law contract principles — there is no governing statute. Since Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003), Mississippi courts have enforced prenups in the substantial majority of reported cases. A valid prenup requires voluntary execution, fair disclosure OR independent knowledge of the other party's finances, and substantive and procedural conscionability at the time of signing. Mississippi reviews unconscionability only at execution — not at divorce — making it one of the most pro-enforcement states in the country.

2. How much does a prenup cost in Mississippi?

Attorney-drafted prenups in Mississippi typically cost $2,000–$3,000 per side for drafting, and $750–$1,500 for a review-only engagement. A couple using separate attorneys should budget roughly $3,000–$6,000 total for a standard agreement. Complex estates — business interests, multiple real estate holdings, agricultural or timber assets — run higher. These figures reflect Mississippi-specific pricing, which trends below national averages ($5,000–$10,000+ per couple in major metro markets). Our template is free and written for Mississippi case law; bring it to your attorney to reduce billable drafting time.

3. Do both spouses need their own lawyer for a Mississippi prenup?

No. Mabus v. Mabus (2003) held that "independent counsel is not required to fairly execute a prenuptial agreement." Mississippi courts have enforced prenups where one or both parties had no attorney — including Ware v. Ware (2008) and McLeod v. McLeod (2014). That said, independent counsel on both sides substantially strengthens enforceability. Herbert v. Herbert (2023), the cleanest enforcement case in recent Mississippi law, featured separate counsel for both parties. Going without counsel is permitted but tactically risky if the agreement is later challenged.

4. How long before the wedding should a prenup be signed in Mississippi?

There is no statutory minimum, and Mississippi is unusually permissive on timing. Courts have enforced prenups signed the morning of the wedding (McLeod, 2014), two days before (Ware, 2008), and eight days before (Estate of Bell, 2023). Despite this latitude, we recommend signing 60+ days before the wedding with 2–3 weeks for final review. Reaching out to an attorney 4–6 months out is ideal. Early signing eliminates "duress" and "no time to read" challenges before they arise — and those challenges are the most common avenue of attack in Mississippi.

5. Can a Mississippi prenup waive alimony?

Yes — but only if the waiver is explicit. Mississippi has no public-assistance floor overriding spousal support waivers, unlike many UPAA states. A clear, unambiguous alimony waiver is fully enforceable. However, silence is not a waiver. In Gussio v. Gussio (2023), the prenup was enforced as written but said nothing about alimony. The Court of Appeals affirmed a $250,000 lump-sum award, $1,500/month rehabilitative alimony for 30 months, and $200,000 in attorneys' fees — all against a husband with $4.72M in assets. If you want to limit or waive spousal support, say so expressly in the agreement.

6. What makes a Mississippi prenup unconscionable and unenforceable?

Mississippi uses a three-prong disjunctive test from Sanderson v. Sanderson (2014). A prenup is unenforceable if the challenger proves any one of: (1) involuntary execution — coercion or undue pressure; (2) no fair disclosure AND no independent knowledge of the other party's finances; or (3) substantive unconscionability at execution — terms "such as no person in their senses and not under delusion would make, and no honest and fair person would accept." Critically, Sanderson II (2018) fixed this review at the time of signing only. Courts cannot second-guess the agreement based on how the marriage later unfolded. A one-sided prenup is not automatically unconscionable — Mississippi courts distinguish harsh terms from truly unconscionable ones.

7. Does Mississippi follow the Uniform Premarital Agreement Act (UPAA)?

No. Mississippi is one of roughly 22 states that have not adopted the UPAA (1983) or the updated UPMAA (2012). Legislative attempts to adopt the UPAA failed in 2005 (SB 2018) and 2016 (SB 2697), both dying in committee. Enforceability is governed entirely by judge-made contract law plus heightened disclosure and voluntariness requirements developed through cases like Mabus (2003) and Sanderson (2014). This means Mississippi prenup law evolves case by case, and the specific holdings of the Mississippi Supreme Court and Court of Appeals — not a uniform statute — control enforceability.

8. Does a Mississippi prenup need to be notarized?

No statute or case requires notarization. A Mississippi prenup must be in writing and signed by both parties, but notarization is not a validity requirement under existing case law. However, notarization is strongly recommended because it creates an independent record of identity and voluntariness at signing. If both parties have attorneys present at execution, notarization is less critical — the attorneys serve as witnesses to voluntariness. If you do not have attorneys, get the agreement notarized to reduce the risk of later authentication disputes.

9. What happens in a Mississippi divorce without a prenup?

Without a prenup, Mississippi applies equitable distribution — not community property. The chancellor (Mississippi's family court judge) divides marital property using the Ferguson v. Ferguson (1994) factors: contribution to the marriage, dissipation of assets, market value, tax consequences, and other equitable considerations. "Equitable" does not mean "equal"; the split depends on the chancellor's discretion. Separate property (assets owned before marriage or received by gift/inheritance) generally stays with the owning spouse, but commingling can convert separate assets into marital property. Alimony is also discretionary, with no formula — the chancellor weighs 12 Armstrong factors. A prenup replaces this judicial discretion with your agreed terms.

10. Can a prenup protect my business in Mississippi?

Yes, and it's one of the strongest reasons to get a prenup in Mississippi. Without one, a business started before marriage is generally separate property — but any increase in value during the marriage attributable to either spouse's efforts or marital funds may be classified as a marital asset subject to equitable distribution. A prenup can designate the business (and all appreciation, income, and goodwill) as separate property. This is especially important in Mississippi for agricultural operations, timber interests, family-held LLCs, and professional practices, where business and marital finances often intermingle. Draft the business-protection clause to cover post-marriage appreciation explicitly — not just the pre-marriage value.

11. Can a prenup waive inheritance rights in Mississippi?

Yes. Estate of Bell v. Estate of Bell (2023) expressly enforced a prenup waiving the surviving spouse's statutory elective share. A Mississippi prenup can validly waive elective-share rights under Miss. Code § 91-5-25, homestead rights, and intestate inheritance. The waiver must be explicit — general "separate property" clauses are not sufficient to accomplish an inheritance waiver. If you want each spouse's estate to pass to their own heirs (common in second marriages with children from prior relationships), the prenup needs unambiguous waiver language for elective share, homestead, and intestacy rights.

12. Can you get a prenup after marriage in Mississippi?

No — a prenuptial agreement by definition must be signed before marriage. But Mississippi enforces postnuptial agreements under the same contract-law principles. A postnuptial agreement can address all the same subjects: separate property, alimony waivers, inheritance waivers, and debt allocation. Courts may scrutinize postnuptial agreements more closely than prenups because the parties already have marital rights at the time of signing. Best practice: execute the postnup with full financial disclosure, independent counsel on both sides, and no immediate precipitating pressure (such as a threatened divorce). If you missed the window for a prenup, a postnup is the next-best option.

13. Can you modify or revoke a prenup in Mississippi?

Yes. Because Mississippi treats prenuptial agreements as contracts, they can be modified or revoked by mutual written agreement of both parties at any time — before or during the marriage. A modification should follow the same formalities as the original: writing, signatures, disclosure, and ideally independent counsel. Oral modifications are risky and likely unenforceable. Revocation can be express (a written revocation agreement) or implied (if the parties' conduct clearly demonstrates they abandoned the prenup's terms). To avoid ambiguity, any changes should be documented in a signed amendment rather than relying on conduct or verbal agreements.

14. How do you challenge a prenup in Mississippi?

The challenger bears the burden of proof by a preponderance of the evidence. Under Sanderson v. Sanderson (2014), there are three independent grounds: (1) involuntary execution — proving coercion, threats, or undue pressure at the time of signing; (2) no fair disclosure AND no independent knowledge — proving both that the other party failed to disclose finances and that the challenger had no other way of knowing; or (3) substantive unconscionability at execution — proving the terms were so extreme that no reasonable person would agree. These are disjunctive — the challenger needs only one. However, post-Sanderson, Mississippi courts have enforced prenups in the substantial majority of cases. The challenger cannot argue that the marriage made the prenup unfair — unconscionability is measured at signing, not at divorce.