free prenuptial agreement template

Mississippi Prenuptial Agreement

Mississippi prenuptial agreements are governed entirely by case law — there is no statute. The controlling authority is Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014). Challengers must prove involuntary execution, OR no fair disclosure AND no independent knowledge of finances, OR substantive unconscionability at execution only (single review). Spousal support waivers are fully enforceable with no specified statutory floor.

Bottom line: Mississippi earns an A grade. Single-review unconscionability fixed at execution, a tough disjunctive challenge standard, and fully enforceable alimony waivers give Mississippi prenups more certainty than most other states.

Mississippi Prenup Enforceability Rating: A

Mississippi Prenuptial Agreement Template & Forms

Mississippi Prenuptial Agreement Word | PDF

Exhibit A: Party A Asset Disclosure Schedule (wife) Word

Exhibit B: Party B Asset Disclosure Schedule (husband) Word

Asset Update and Reaffirmation Word | PDF

Mississippi Prenup Laws: Key Statutes Explained

Mississippi has no statute or state law governing prenuptial agreements, the key authority is Sanderson v. Sanderson, 170 So. 3d 430, 437 (¶22) (Miss. 2014) (Sanderson I), as modified on rehearing, Sanderson v. Sanderson, 2012-CA-01153-SCT (Miss. Aug. 13, 2015) (Sanderson II).

Separate Property

All assets can remain separate property, avoiding costly divorce settlements. Joint assets and debts titled in both names are split 50/50 as marital property.

Unconscionability Single Review (Pro-Prenup)

Mississippi reviews prenuptial agreements for unconscionability ONLY at execution (signing), not at enforcement (divorce). Sanderson II (2015) expressly rejected a "results-based" post-divorce review, preventing courts from second-guessing agreements based on changed circumstances during marriage. This provides greater certainty and discourages litigation challenges.

Unconscionability Standard — Three-Prong Test

A prenup is unenforceable if the challenger proves: (1) involuntary execution due to coercion or undue pressure; OR (2) no fair disclosure AND no independent knowledge of the other party's finances; OR (3) substantive unconscionability at execution — terms "such as no person in their senses and not under delusion would make, and no honest and fair person would accept."

Spousal Support — No Public-Assistance Floor

No statutory public-assistance floor exists. Alimony waivers are fully enforceable. BUT per Gussio (2023), if the prenup is silent on alimony, courts retain full discretion to award lump-sum, rehabilitative, and periodic alimony plus attorneys' fees. Silence is not a waiver — draft the waiver explicitly.

Timing

No minimum specified, and Mississippi is notably permissive: prenups signed the morning of the wedding (McLeod), two days before (Ware), and eight days before (Bell) have all been enforced. Despite this latitude, we recommend signing 60+ days before the wedding with 2-3 weeks for final review. Reach out to an attorney 4-6 months before the wedding. Better yet, sign before proposing.

Independent Counsel

Not required (Mabus: "independent counsel is not required to fairly execute a prenuptial agreement"). But separate counsel dramatically strengthens enforceability — Herbert (2023), the cleanest enforcement case, featured independent counsel on both sides. Mississippi's permissiveness here is real but risky.

Financial Disclosure

"Fair disclosure OR independent knowledge" of the other party's assets is required (Mabus). A formal schedule is not mandatory if the challenger already knew the other's financial picture. PerfectPrenup includes both a written schedule and a disclosure acknowledgment.

Low Burden to Enforce (Pro-Prenup Jurisdiction)

Challenger bears the burden by preponderance. Post-Sanderson I, Mississippi courts enforce prenups in the substantial majority of reported cases. Courts describe one-sided prenups as "improvident" rather than "unconscionable" (Sanderson II) — a high bar for invalidation.

Child Support and Custody

Child support and custody clauses are unenforceable and could undermine the entire agreement. Mississippi courts retain exclusive jurisdiction under Miss. Code § 93-5-23. Do not include.

Elective-Share / Inheritance Waivers

Expressly enforceable (Bell, 2023). A prenup can waive the surviving spouse's statutory elective share and homestead rights. Include explicit waiver language; do not rely on general "separate property" clauses to accomplish this.

Mississippi Prenuptial Agreement Court Cases

Sanderson v. Sanderson (Sanderson I), 170 So. 3d 430 (Miss. 2014) 

The Mississippi Supreme Court reversed a chancellor's enforcement of a prenup favoring the $3.58M-estate husband, holding that trial courts must analyze substantive unconscionability of prenuptial agreements — not just procedural fairness.

Gussio v. Gussio, 371 So. 3d 734 (Miss. Ct. App. 2023) 

Although the prenup itself was enforced, because it was silent on alimony the Court of Appeals affirmed the chancellor's award to the wife of $250,000 lump-sum alimony, $1,500/month rehabilitative alimony for 30 months, and $200,000 in attorneys' fees against the $4.72M-asset husband.

Sanderson v. Sanderson (Sanderson II), 2012-CA-01153-SCT (Miss. Aug. 13, 2015) 

On return after remand, the Supreme Court affirmed the chancellor's finding that the Sanderson prenup was not substantively unconscionable — merely "improvident" — and upheld enforcement, fixing substantive unconscionability as measured at the time of execution rather than at divorce.

Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003) 

The Mississippi Supreme Court enforced former Governor Ray Mabus's prenup against Julie Mabus, holding that independent counsel is not required, an attached schedule of assets is not required, and disparity between the parties' estates does not defeat enforceability.

McLeod v. McLeod, 145 So. 3d 1246 (Miss. Ct. App. 2014) 

The Court of Appeals reversed the chancellor's invalidation of a prenup signed the morning of the wedding, holding that Jeanell's failure to read the agreement or consult counsel did not render it procedurally unconscionable and that its separate-property terms were not substantively unconscionable.

Ware v. Ware, 7 So. 3d 271 (Miss. Ct. App. 2008) 

The Court of Appeals enforced a prenup that Patti signed two days before the wedding without reading it or consulting an attorney, reaffirming that a party is bound by a contract she failed to read and that independent counsel is not a prerequisite to enforceability.

Estate of Bell v. Estate of Bell, 372 So. 3d 1008 (Miss. Ct. App. 2023) 

The Court of Appeals upheld Charles Bell's waiver of his statutory elective share in a prenup signed eight days before the wedding, confirming that Mississippi prenups can validly waive spousal inheritance rights.

Smith v. Doe, 268 So. 3d 457 (Miss. 2018) 

Though technically a property-settlement (not prenup) case, the Supreme Court's enforcement of Dr. Carl Smith's agreement obligating him to pay 75% of his salary supplies the governing substantive-unconscionability framework now applied to Mississippi prenups.

Herbert v. Herbert, 2021-CA-01291-COA (Miss. Ct. App. Apr. 25, 2023) 

The Court of Appeals enforced a prenup where both Mark and Nina had independent counsel and the agreement was negotiated well in advance — presenting the "gold-standard" execution profile for a Mississippi prenup.

In re Last Will & Testament of Cooper (Cooper v. Guido), 75 So. 3d 1104 (Miss. Ct. App. 2011) 

In a probate contest, the Court of Appeals enforced a prenup against a surviving spouse's claim, holding the agreement was voluntary because neither party was "forced in any way to sign" it.

Crisler v. Crisler, 963 So. 2d 1248 (Miss. Ct. App. 2007) 

The Court of Appeals enforced a property-settlement agreement between divorced attorney Alfred Crisler and his ex-wife regarding proceeds from the sale of jointly-owned property, providing pre-Sanderson I authority on substantive review of marital agreements.

5-Step Checklist: How to Sign & Execute a Prenup in Mississippi

Step 1: Download and read the Mississippi prenuptial agreement

Start with our free template. It's written for Mississippi case law under Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014) and Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003). Mississippi has no prenup statute — enforceability is entirely judge-made. Read it in full. The 15+ pages includes rebuttals to common challenges and fallback provisions.

Step 2: Draft changes on your own

See a clause you don't like? Copy it into an AI like Claude, explain what you want changed. Save changes as a separate version — don't overwrite the original. Bring both to your attorney review. AI is often gender-biased and overdrafts beyond what's legally required. Push back on its output.

Step 3: Find a matriomonial or divorce lawyer in Mississippi

Find a Mississippi-licensed matrimonial attorney who practices regularly in chancery court — chancery, not circuit, handles divorces and prenup enforcement. Avvo, Findlaw, and Justia are good. Look for 10+ years experience. Email them your draft and ask for a review-and-signing quote.

Step 4: Meet your lawyer 4–6 months before the wedding

Our recommendation: sign before proposing. Already proposed? 4–6 months out leaves time for a 1–2 week spouse review and signing 60+ days pre-wedding. Mississippi has enforced prenups signed the morning of the wedding (McLeod), two days before (Ware), and eight days before (Bell) — but don't rely on it. Early signing forecloses duress challenges before they start.

Step 5: Sign and store the agreement

Both attorneys present is strongly recommended; their presence documents voluntariness and negates later duress claims (Herbert, 2023, the cleanest enforcement case, had independent counsel on both sides). An unsigned or undated agreement is invalid. Each party and attorney keeps a signed original. Store securely; create a .pdf backup on drive and email. If you do not have attorneys the prenup must be notarized, however, we strongly recommend attorney review.

Mississippi Prenuptial Agreement: Frequently Asked Questions (2026)

1. Are prenuptial agreements enforceable in Mississippi?

Yes. Mississippi enforces prenuptial agreements (called "antenuptial agreements" in older cases), but there is no governing statute — enforceability rules come entirely from case law. The Mississippi Supreme Court has enforced prenups in the substantial majority of reported cases since Mabus v. Mabus, 890 So. 2d 806 (Miss. 2003). A valid Mississippi prenup requires: (1) voluntary execution, (2) fair disclosure OR independent knowledge of the other party's finances, and (3) substantive and procedural conscionability at the time of signing.

2. Does Mississippi follow the Uniform Premarital Agreement Act (UPAA)?

No. Mississippi is one of roughly 22 states that have not adopted the UPAA (1983) or the updated UPMAA (2012). Legislative attempts to adopt the UPAA failed in 2005 (SB 2018) and 2016 (SB 2697), both dying in committee. Enforceability is therefore governed by judge-made contract law plus heightened disclosure and voluntariness requirements developed through cases like Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014).

3. How long before the wedding should a prenup be signed in Mississippi?

There is no statutory minimum, and Mississippi is unusually permissive. Courts have enforced prenups signed the morning of the wedding (McLeod v. McLeod, 2014), two days before (Ware v. Ware, 2008), and eight days before (Estate of Bell, 2023). Despite this latitude, best practice is 60+ days pre-wedding with at least 1–2 weeks for final review. Early signing forecloses "duress" and "no time to read" challenges before they arise.

4. Do both spouses need their own lawyer for a Mississippi prenup?

No. Mabus v. Mabus held that "independent counsel is not required to fairly execute a prenuptial agreement." But independent counsel on both sides is strongly recommended — Herbert v. Herbert (2023), the cleanest enforcement case in recent Mississippi law, featured separate counsel for both parties. Proceeding without counsel is legally permitted but tactically risky if the agreement is later challenged.

5. Can a Mississippi prenup waive alimony (spousal support)?

Yes, but only if the waiver is explicit. Silence does not waive alimony. In Gussio v. Gussio (2023), the prenup was enforced as written but was silent on alimony — the Court of Appeals affirmed a $250,000 lump-sum award, $1,500/month rehabilitative alimony for 30 months, and $200,000 in attorneys' fees to the wife. Unlike Oregon and other UPAA states, Mississippi has no public-assistance floor overriding waivers.

6. What makes a Mississippi prenup unconscionable and unenforceable?

A Mississippi prenup is unenforceable if the challenger proves unconscionability at the time of execution — terms "such as no person in their senses and not under delusion would make, and no honest and fair person would accept" (McLeod, quoting In re Johnson). Sanderson II (2015) fixed this review at execution only, blocking "changed circumstances" challenges based on how the marriage later unfolded. A one-sided prenup is not automatically unconscionable — courts often describe such agreements as merely "improvident."

7. Can a Mississippi prenup decide child custody and child support?

No. Child custody and child support provisions are unenforceable in Mississippi prenups. Mississippi courts retain exclusive jurisdiction over children's welfare under Miss. Code § 93-5-23, regardless of parental agreement. Including such clauses may also weaken the broader agreement. Leave all child-related matters out.

8. Does Mississippi require financial disclosure in a prenup?

Yes, but with an escape valve: Mississippi requires "fair disclosure OR independent knowledge" of the other party's assets and obligations (Mabus). A formal schedule of assets is not strictly required if the challenger already knew the other's financial picture. Best practice: attach a written asset schedule AND include an acknowledgment of disclosure — belt-and-suspenders protection against later "no disclosure" challenges.

9. Can a prenup waive inheritance rights in Mississippi?

Yes. Estate of Bell (2023) expressly enforced a prenup waiving the surviving spouse's statutory elective share. A Mississippi prenup can validly waive elective-share rights, homestead rights, and intestate inheritance. The waiver must be explicit — general "separate property" clauses are not sufficient to accomplish an inheritance waiver. Draft the waiver language unambiguously.

10. Which Mississippi court handles prenup disputes?

Chancery court, not circuit court. Mississippi's chancery courts have exclusive jurisdiction over divorce, equitable distribution, and enforcement of prenuptial agreements. When hiring a Mississippi attorney to review or enforce a prenup, confirm they practice regularly in chancery court — procedure, evidentiary rules, and judicial culture there differ meaningfully from Mississippi's circuit courts.