free prenuptial agreement template

Rhode Island Prenuptial Agreement

Rhode Island prenuptial agreements are governed by R.I. Gen. Laws § 15-17-1 through 15-17-11. Courts apply single review only — unconscionability is assessed at signing, not additionally at divorce — and challengers must meet the demanding "clear and convincing evidence" standard. Uniquely, Rhode Island requires the challenger to prove BOTH involuntariness AND unconscionability plus nondisclosure (the only UPAA state to use "and" instead of "or"), making it the highest challenge burden in the country. Rhode Island does have an alimony floor: under § 15-17-6(c), courts may override a spousal support waiver to the minimum extent necessary to prevent the recipient from qualifying for public assistance.

Bottom line: Rhode Island earns an A grade. Single review and the highest conjunctive challenge burden in the nation make it one of the strongest enforcement states, with a concrete, public assistance alimony floor.

Rhode Island Prenup Enforceability Rating: A

Rhode Island Prenuptial Agreement Template & Forms

Rhode Island Prenuptial Agreement Word | PDF

Exhibit A: Party A Asset Disclosure Schedule (wife) Word

Exhibit B: Party B Asset Disclosure Schedule (husband) Word

Asset Update and Reaffirmation Word | PDF

Rhode Island Prenup Laws: Key Statutes Explained

Rhode Island Uniform Premarital Agreement Act, R.I. Gen. Laws § 15-17-1 et seq.

Separate Property

All assets can remain separate property, avoiding costly divorce settlements. Joint assets and debts titled in both names can be split 50/50 according to a prenuptial agreement.

Unconscionability Single Review (Pro-Prenup)

Rhode Island reviews prenuptial agreements for unconscionability ONLY at execution (signing), not at enforcement (divorce). This prevents courts from second-guessing agreements based on changed circumstances during marriage, providing greater certainty and discouraging litigation challenges.

Strongest Pro-Enforcement UPAA in the Country—§ 15-17-6 Conjunctive Test

A prenup is unenforceable ONLY if the challenging party proves BOTH: (1) involuntary execution; AND (2) the agreement was unconscionable at execution AND (a) lacked fair and reasonable disclosure, (b) no written waiver of disclosure, AND (c) challenging party lacked adequate knowledge of the other's finances. Rhode Island uniquely changed the model UPAA's "or" to "and"—meaning unconscionability alone, or involuntariness alone, is not enough to invalidate.

Spousal Support Public Assistance Minimum

Courts may override spousal support waivers if enforcement would make one party eligible for public assistance at separation or divorce. However, courts can only require support "to the extent necessary to avoid that eligibility" under § 15-17-6(c).

Timing

No minimum specified, and prenups signed 2-4 days pre-wedding have been upheld (Marsocci, Rubino, Penhallow). We still recommend signing 60+ days before the wedding with both parties having 2-3 weeks to review the final version. Reach out to an attorney at least 4-6 months before the wedding with your draft prenup. Better yet, sign the prenup before proposing.

Independent Counsel

Not required (Marsocci, Penhallow), but absence is "a significant consideration" in voluntariness analysis. Separate counsel for both parties dramatically strengthens enforceability and is the single best protection against future challenge.

Financial Disclosure

"Fair and reasonable disclosure" of property and financial obligations required under § 15-17-6, or written waiver. PerfectPrenup includes both. Disclosed asset values are not statutorily mandatory (Marsocci) but failure to provide them invites litigation—itemized schedules with values are best practice.

Highest Burden to Challenge in the Nation

Challenging party must prove every element of § 15-17-6 by clear and convincing evidence—not preponderance. In Marsocci v. Marsocci, 911 A.2d 690 (R.I. 2006), the Supreme Court enforced a prenup it agreed was substantively unconscionable because the wife couldn't prove every conjunctive element. Short of a "perfect storm" of drafting, execution, and disclosure defects, RI prenups will be enforced.

Child Support and Custody

Child support and custody clauses are unenforceable and could undermine the entire agreement. Do not include.

Rhode Island Prenuptial Agreement Court Cases

DeCurtis v. Visconti, Boren & Campbell, Ltd., 152 A.3d 413 (R.I. 2017)

The Family Court construed the husband's antenuptial and postnuptial agreements as not excluding his marital-period income or asset appreciation from the marital estate, forcing him to settle for $2.75M in equitable distribution plus $1.5M in alimony over 15 years; the Supreme Court addressed discovery scope in his ensuing malpractice suit against the drafting attorney.

DeCurtis v. Visconti, Boren & Campbell Ltd., 252 A.3d 765 (R.I. 2021)

On the second appeal, the Supreme Court vacated summary judgment for the law firm, holding that whether the prenup's language actually protected the husband's earnings was a question of contract interpretation, not attorney duty — reinforcing that generic separate-property language is dangerously inadequate to shield post-marital income.

Marsocci v. Marsocci, 911 A.2d 690 (R.I. 2006)

The Supreme Court reversed a Family Court that had invalidated a four-days-pre-wedding prenup as unconscionable, holding that even though the agreement (signed by an unrepresented wife with no asset values disclosed and a clause leaving her with "nothing") was substantively unconscionable, RI's conjunctive "and" requirement meant the wife had to prove every § 15-17-6 element by clear and convincing evidence — which she could not.

Penhallow v. Penhallow, 649 A.2d 1016 (R.I. 1994)

The Supreme Court reversed a Family Court invalidation and enforced a wedding-day prenup between a 50-year-old realtor and a 78-year-old farmer (with asymmetric divorce triggers based on which party filed), holding the legislature's substitution of "and" for "or" in § 15-17-6 imposed a heavy burden on the challenger to prove every element by clear and convincing evidence.

Rubino v. Rubino, 765 A.2d 1222 (R.I. 2001)

The Supreme Court reversed and ordered enforcement of an antenuptial agreement signed two days before the wedding, rejecting the trial court's holding that the wife had "abandoned" her prenup rights by filing a motion for temporary orders and accepting $5,000 from a joint account — only a signed writing can amend or revoke a RI prenup.

Wright v. Zielinski, 824 A.2d 494 (R.I. 2003)

The Supreme Court affirmed enforcement of a 1980 prenup waiving alimony (incorporated into the divorce judgment) and held that res judicata barred the husband's separate post-divorce suit alleging the wife breached the prenup by initially seeking equitable distribution — any breach claim must be raised as a counterclaim in the divorce proceeding itself.

Sullivan v. Sullivan, 249 A.3d 637 (R.I. 2021)

The Supreme Court affirmed that a husband's premarital pension and solely-titled premarital bank account, along with their passive appreciation, were not subject to equitable division because the appreciation resulted from market forces rather than either spouse's efforts.

Cronan v. Cronan, No. 22-219 (R.I. 2024)

The Supreme Court affirmed the magistrate's valuation of the husband-physician's medical-practice equity interest based on a binding shareholder agreement (rather than fair market value) and the denial of alimony to the wife — supporting by analogy that contractual valuation methodology in a prenup will likely bind the Family Court.

5-Step Checklist: How to Sign & Execute a Prenup in Rhode Island

Step 1: Download and read the Rhode Island prenuptial agreement

Start with our free template. It is written for Rhode Island-specific statutes and case law under R.I. Gen. Laws § 15-17-1 et seq. (Uniform Premarital Agreement Act). Read it in full — know what you are getting into legally with marriage. The 15+ pages is written thoroughly to include rebuttals to common legal challenges and fallback provisions.

Step 2: Draft changes on your own

See a clause you don't like? Copy it into an AI like Claude, explain what you'd like to change or what you want the clause "to do." Save any changes as a separate alternate version — don't overwrite the original. Bring both versions to your attorney review. Note: AI is often gender-biased and crafts terms beyond what is legally required. Push back on its output.

Step 3: Find a matrimonial or divorce lawyer in Rhode Island

Find a matrimonial or divorce attorney in your state. Avvo, Findlaw, and Justia are good. Look for someone with 10+ years experience. Call or email and ask them how much to review your draft prenup and help with signing. Send them your draft.

Step 4: Meet your lawyer 4–6 months before the wedding

Our recommendation: sign the prenup before proposing. That way, you both get the legal work out of the way, and you know this is the right person to marry. Already proposed? 4–6 months before the wedding should leave you enough time to give your spouse 1–2 weeks to review the final draft and have it signed 60+ days before the wedding. Rhode Island courts have upheld prenups signed just 2-4 days before the wedding (Marsocci, Rubino, Penhallow), but last-minute signing remains the strongest argument a challenger can make on involuntariness — don't rely on the court's tolerance.

Step 5: Review and sign the prenup with your attorney

Both attorneys present can serve as witnesses and notarize on the spot, satisfying all requirements in one signing ceremony. We HIGHLY recommend having the prenup reviewed and signed with an attorney, however, if you don't have an attorney, you at least need the signatures to be notarized. Each party keeps a signed original, and so should each party's attorney.

Rhode Island Prenuptial Agreement: Frequently Asked Questions (2026)

1. Are prenuptial agreements enforceable in Rhode Island?

Yes — and Rhode Island is arguably the most pro-enforcement UPAA state in the country. Under R.I. Gen. Laws § 15-17-6, a prenup is enforceable unless the challenging party proves BOTH involuntary execution AND unconscionability plus lack of disclosure, by clear and convincing evidence. The Rhode Island Supreme Court has enforced prenups even when it agreed they were substantively unconscionable (Marsocci v. Marsocci, 911 A.2d 690 (R.I. 2006)).

2. How much does a prenup cost in Rhode Island?

Attorney-drafted prenups in Rhode Island typically run $2,400–$6,000 per couple, with the average RI family law attorney billing around $240/hour and a typical engagement requiring 10–15 hours. Online template services like PerfectPrenup cost a fraction of that (a few hundred dollars), with attorney review available as an add-on.

3. Do both parties need a lawyer for a Rhode Island prenup?

No — independent counsel is not statutorily required, and the RI Supreme Court has confirmed this in both Marsocci (2006) and Penhallow (1994). However, the absence of independent counsel is "a significant consideration" in voluntariness analysis, so having both parties separately represented is the single best protection against later challenge.

4. How long before the wedding should a Rhode Island prenup be signed?

There's no statutory minimum — RI courts have upheld prenups signed just 2–4 days before the wedding (Marsocci, Rubino, Penhallow). Best practice: sign 60+ days before the wedding, with 1–2 weeks for final review. Last-minute signing remains the strongest argument a challenger can make, so don't rely on the court's tolerance.

5. Can a prenup waive alimony in Rhode Island?

Yes — alimony waivers are expressly permitted under R.I. Gen. Laws § 15-17-3(a)(4). The single statutory exception: under § 15-17-6(c), if a waiver would cause a spouse to qualify for public assistance, the court may order support "to the extent necessary to avoid that eligibility" — but only that minimum.

6. Does Rhode Island do a "second look" review of prenups at divorce?

No. Rhode Island reviews prenups for unconscionability only at execution (signing), not at enforcement (divorce). The statutory text fixes the analysis to "when it was executed" (§ 15-17-6(a)(2)). Subsequent changes in circumstances — income disparity, illness, asset growth, new children — cannot reopen the unconscionability question. This is one of RI's most pro-enforcement features.

7. What can a Rhode Island prenup cover?

Under § 15-17-3, a prenup can address property rights, asset division on divorce or death, alimony waivers or modifications, ownership of life insurance death benefits, choice of governing law, wills and trusts, and "any other matter, including their personal rights and obligations, not in violation of public policy or a statute imposing a criminal penalty." It cannot address child support or child custody — those remain with the court under the best-interests standard.

8. Can you waive child support or custody in a Rhode Island prenup?

No. Under § 15-17-3(b), child support and custody clauses are unenforceable in Rhode Island prenups. A judge decides these issues based on the best interests of the child, regardless of what the parties agreed. Including such clauses can also undermine the prenup's credibility — leave them out entirely.

9. How do I revoke or change a prenup in Rhode Island after marriage?

Only by a written agreement signed by both spouses (§ 15-17-5). The Rhode Island Supreme Court foreclosed any "abandonment by conduct" argument in Rubino v. Rubino, 765 A.2d 1222 (R.I. 2001) — even accepting joint funds during divorce or filing inconsistent motions cannot waive prenup rights. Get any modification in writing and signed.

10. Does a Rhode Island prenup need to be notarized?

The statute requires only that the agreement be in writing and signed by both parties (§ 15-17-2). Notarization is not technically required, but Penhallow v. Penhallow, 649 A.2d 1016 (R.I. 1994) treated notarization as strong evidence of valid execution. Notarize at minimum; ideally have both parties' attorneys present as witnesses.

11. Does Rhode Island protect premarital assets without a prenup?

Partially. Under R.I. Gen. Laws § 15-5-16.1(b), premarital property (and inheritances and gifts) is excluded from equitable distribution — but income from those assets during the marriage and active appreciation (gains from either spouse's efforts) ARE marital. A prenup is needed to protect post-marital income and active appreciation, which is exactly what the husband in DeCurtis v. Visconti failed to do — costing him $4.25M in settlement.

12. Is Rhode Island a 50/50 divorce state?

No — Rhode Island is an equitable distribution state under § 15-5-16.1, meaning marital property is divided fairly but not necessarily equally based on 12 statutory factors including length of marriage, conduct, contribution (financial and homemaking), age, health, and earning capacity. A prenup overrides this default and lets you set your own division formula.