free prenuptial agreement template

Tennessee Prenuptial Agreement

Tennessee prenuptial agreements are governed by Tennessee Code § 36-3-501. Courts apply split review — property provisions are assessed at signing only, but alimony provisions can be revisited at divorce if changed circumstances would leave a spouse unable to meet reasonable needs. Financial disclosure cannot be waived. The alimony floor is public assistance eligibility ("public ward"), but changed-circumstances review means courts can and do require more.

Bottom line: Tennessee earns a B grade. A concrete alimony floor is a meaningful strength, but the changed-circumstances review on alimony and non-waivable disclosure create some uncertainty. A prenup is still far better than none.

Tennessee Prenup Enforceability Rating: B

Tennessee Prenuptial Agreement Template & Forms

Tennessee Prenuptial Agreement Word | PDF

Exhibit A: Party A Asset Disclosure Schedule (wife) Word

Exhibit B: Party B Asset Disclosure Schedule (husband) Word

Asset Update and Reaffirmation Word | PDF

Tennessee Prenup Laws: Key Statutes Explained

Tennessee Code § 36-3-501 - Enforcement of Antenuptial Agreements

Separate Property 

All assets can remain separate property, avoiding costly divorce settlements. Joint assets and debts titled in both names are split 50/50 as marital property.

Unconscionability at Execution Only 

Courts may set aside alimony provisions if changed circumstances during marriage make enforcement unfair and would leave the disadvantaged spouse unable to provide for reasonable needs.  Changed circumstances during marriage can invalidate a prenup.

Unconscionability Standard 

A prenup must be entered into freely, knowledgeably, and in good faith without duress or undue influence. Courts examine multiple factors including parties' sophistication, duration of relationship, fairness of terms, review time, proximity to wedding, and ability to consult independent counsel.

Spousal Support Public Assistance Minimum

Alimony waivers will not be enforced if enforcement would result in the spouse becoming a "public ward" or requiring public assistance. Courts will set aside relevant provisions and award alimony sufficient to prevent eligibility for public assistance.

Timing 

No statutory minimum, but we recommend signing the prenup 60+ days before with 2-3 weeks review time to reduce the risk of challenge.  Even better, sign the prenup before proposing, keeping legal matters separate from wedding planning and allowing you to make informed engagement decisions.

Independent Counsel 

Not required by law, but dramatically strengthens enforceability if the agreement is later challenged.

Financial Disclosure 

"Full and fair disclosure" of property and financial obligations is required.  Disclosure waivers are not allowed. 

Moderate Burden to Challenge 

To set aside a prenup, there must be proof the process was flawed through duress, coercion, or failure to disclose or properly value assets. However, courts examine unconscionability at enforcement (divorce), not just execution (signing), meaning courts are more likely to set aside or increase alimony provisions.

Child Support 

Child support and custody clauses are unenforceable and could undermine the entire agreement. Do not include.

Tennessee Prenuptial Agreement Court Cases

Ellis v. Ellis, No. E2013-02408-COA-R9-CV (Tenn. Ct. App. Nov. 25, 2014) 

Court invalidated a prenuptial agreement where the wife did not learn the husband wanted a prenup until three days before the wedding, finding she did not sign freely.

Walker v. Walker (Deborah Jean Walker v. Barry Lyle Walker), No. M2018-01140-COA-R9-CV (Tenn. Ct. App. Jan. 31, 2020)

Court invalidated a prenuptial agreement signed five days before the wedding after finding the husband deliberately concealed ownership of a condominium, demonstrating lack of good faith despite both parties having independent attorneys.

Cary v. Cary, 937 S.W.2d 777 (Tenn. 1996) 

Tennessee Supreme Court held that voluntary and knowing waivers of alimony in prenuptial agreements are enforceable and not void as against public policy, provided enforcement will not render the spouse a public charge.

Howell v. Howell (Tennessee Court of Appeals, Nov. 9, 2020) 

Court upheld prenuptial agreement signed eleven days before wedding where the 54-year-old pharmacist and 26-year-old pharmacy tech had cohabited for six years with joint bank accounts, and wife knew for years that husband would not marry without a prenup, finding the agreement was entered freely and knowledgeably despite wife lacking independent counsel.

Grubb v. Grubb (Rhonda Sue Griffis Grubb v. James Wesley Grubb), No. E2016-01851-COA-R3-CV (Tenn. Ct. App. June 9, 2017)

Court invalidated a prenuptial agreement where a 20-year-old wife with a GED signed two days before a destination wedding without independent counsel, holding that dramatic sophistication disparity, absence of counsel, and short review time meant the proponent failed to prove free and knowing execution — and establishing that a spouse's sophistication is a relevant factor in assessing the adequacy of timing and circumstances.

Sattler v. Sattler, No. M2007-02319-COA-R3-CV (Tenn. Ct. App. Oct. 13, 2008)

Court found that a two-month relationship did not give the husband sufficient opportunity to gain independent knowledge of wife's assets, emphasizing that longer relationships provide greater opportunity for parties to understand each other's financial circumstances.

5-Step Checklist: How to Sign & Execute a Prenup in Tennessee

Step 1: Download and read the Tennessee prenuptial agreement

Start with our free template. It is written for Tennessee-specific statutes and case law under T.C.A. § 36-3-501 and the Randolph v. Randolph disclosure and voluntariness framework. Read it in full — know what you are getting into legally with marriage. The 15+ pages is written thoroughly to include rebuttals to common legal challenges and fallback provisions. Tennessee has not adopted the UPAA — its prenup law comes from a 1980 statute and four decades of case law applying a holistic "freely, knowledgeably, and in good faith" standard.

Step 2: Draft changes on your own

See a clause you don't like? Copy it into an AI like Claude, explain what you'd like to change or what you want the clause "to do." Save any changes as a separate alternate version — don't overwrite the original. Bring both versions to your attorney review. Note: AI is often gender-biased and crafts terms beyond what is legally required. Push back on its output.

Step 3: Find a lawyer in your state

Find a matrimonial or divorce attorney in your state. Avvo, Findlaw, and Justia are good. Look for someone with 10+ years experience. Call or email and ask them how much to review your draft prenup and help with signing. Send them your draft.

Step 4: Meet your lawyer 4–6 months before the wedding

Our recommendation: sign the prenup before proposing. That way, you both get the legal work out of the way, and you know this is the right person to marry. Already proposed? 4–6 months before the wedding should leave you enough time to give your spouse 1–2 weeks to review the final draft and have it signed 60+ days before the wedding. Tennessee has no statutory minimum, but timing is one of the factors courts directly weigh — Ellis voided a prenup presented three days before the wedding, while Howell upheld one signed eleven days out because the wife had known for years a prenup was coming. What matters is whether the party had a genuine, unhurried opportunity to understand and negotiate the terms.

Step 5: Sign with your attorneys and store the agreement

Execute the agreement with both attorneys present —  Randolph calls independent counsel "possibly the best evidence" all requirements were met. No attorneys? Use a standalone notary at minimum. Each party keeps a signed original, and so should each party's attorney. Store yours somewhere secure like a safety deposit box. Create a .pdf and save it via a backup drive and email.

Tennessee Prenuptial Agreement: Frequently Asked Questions (2026)

What is a prenuptial agreement?

A legal contract signed before marriage that determines how assets, debts, and finances are handled if the marriage ends. We recommend assets and debts are kept separate, unless held jointly, where they are split 50/50. Alimony is modified to incentivize larger families and longer marriages, rather than divorce. A privacy clause allows the growth of an intimate, trusting relationship. A dispute resolution clause moves proceedings out of an expensive courtroom and into mediation or arbitration, lowering conflict to maintain a workable relationship.

How much does a prenup cost in Tennessee?

Attorney-drafted from scratch: $1,500–$5,000+ per side. The smarter approach: start with our free Tennessee template, draft any changes with an AI like Claude, then hire an attorney only to review and assist with signing. The bill should be around $500 per side.

Are prenups enforceable in Tennessee?

Yes — Tennessee earns a B rating. Courts apply a clear "freely, knowledgeably, and in good faith" standard under § 36-3-501, and property provisions are reviewed only at signing. Tennessee favors prenuptial agreements and enforces them liberally. The main complexity is that courts apply a multi-factor holistic analysis (Randolph) rather than a strict statutory checklist, and alimony waivers face the "public ward" floor under § 36-3-502. A well-executed prenup with full disclosure and both parties represented is very durable.

What makes a prenup invalid in Tennessee?

Under Randolph, courts examine whether the agreement was entered "freely, knowledgeably, and in good faith" using these factors: parties' sophistication; duration of the relationship; time available for review; proximity to the wedding; access to independent counsel; and whether full and fair disclosure was made. Any single factor can tip the balance when it is extreme — Ellis voided for three days' notice; the unnamed 2015 case voided for deliberate concealment of a condominium despite both parties having attorneys. Disclosure waivers are not available in Tennessee — full and fair disclosure is always required. Leave child custody and support out entirely.

Do I need a lawyer to get a prenup in Tennessee?

Not technically — Randolph confirmed no state requires independent counsel as an absolute condition. But Kahn and Randolph both describe independent counsel as "possibly the best evidence" that all requirements were met. Courts weigh it heavily, especially where there is a sophistication or education disparity. Howell upheld a prenup without counsel for the younger spouse because other factors were strong. Use the template to cut drafting costs — don't skip the attorney.

What should a Tennessee prenuptial agreement include?

Our Tennessee template is built around six core principles:

  • Separate property — assets and debts stay with the party who acquired them, minimizing conflict
  • Joint assets and debts — anything both parties sign for together is split 50/50
  • Marital home — ownership is tracked as a percentage of contribution, so each party gets back what they put in
  • Spousal support — structured to incentivize larger families and longer marriages, not divorce
  • Full financial disclosure — all assets, debts, and income over $1,000, listed in the exhibits; Tennessee does not permit disclosure waivers, satisfying the Randolph "full and fair" standard
  • Privacy clause — keeps financial and personal details private, supporting a trusting relationship

Leave out child custody and support entirely — Tennessee courts will not enforce them and they can invalidate the rest of the agreement.

Does Tennessee's property law make a prenup important?

Yes. Tennessee is an equitable distribution state under § 36-4-121 — courts divide marital property based on multiple statutory factors with no automatic 50/50 split. A valid prenup overrides this framework entirely for the property it addresses (§ 36-4-121(a)(2) expressly preserves valid prenup terms). One Tennessee-specific nuance: separate property can be transmuted into marital property through commingling with marital funds or demonstrated intent to gift it to the marital estate — the prenup should address how premarital assets stay separate throughout the marriage.

How far in advance should I get a prenup in Tennessee?

Sign 60+ days before the wedding. Give your spouse at least two weeks to review with their own attorney. Tennessee has no statutory minimum, but timing is one of the factors courts weigh directly — the more time available, the more likely the signing was "free" and "knowledgeable." Grubb (2017) confirmed that sophisticated parties may need less time, but Ellis (2014) voided for a three-day window. Contact an attorney 4–6 months before the wedding. Best practice: sign before proposing — no time pressure, and you'll be confident in whom you are choosing to marry.

Can a spousal support waiver be challenged in Tennessee?

Yes, in one specific circumstance. Under § 36-3-502 and Cary (1996), an alimony waiver will not be enforced if it would leave the dependent spouse a "public ward" — meaning they would require public assistance. Courts will override the waiver to the extent necessary to avoid public assistance eligibility. Cary confirmed that alimony waivers are otherwise valid and not against Tennessee public policy — the "public ward" floor is narrow. Structuring the prenup's support provisions as a sliding scale based on marriage length and circumstances, rather than a flat zero-dollar waiver, is the strongest approach to surviving both execution-time and enforcement-time review.